services
Our primary services are retirement planning and investments
Post retirement - Living annuity
Allows clients to choose how their retirement savings are invested and how much income they receive (within limits).
Clients have the freedom to choose the underlying funds in which to invest their retirement savings based on industry recommended, draw down percentages.
Clients can draw income for as long as there are funds available in the annuity, but the income stops once the capital is depleted. Income can be reviewed annually on the plan anniversary.
Post retirement - Life (or GUARANTEED) ANNUITY
Provides a guaranteed income for the rest of the client's life.
Income is paid for Life and capital can be guaranteed if needed. Clients can alternatively select a specific guaranteed period. ln the event of death within that period, the remaining income payments will be made to the client's nominated beneficiaries. This is an insurance-type product, where clients purchase an income stream from a life assurance company.
Unit Trusts investments
This is a collective investment scheme product.
Insurance packages
These are established to provide small life assurance, illness, and death benefits to members, to provide benefits to
non-members or to promote particular activities or interests.
Estate planning
Everyone aged 16 or older in South Africa should have a will as it allows you to control how your assets are distributed and who will care for your minor children. A will ensures your wishes are followed after your death.
Guiding clients in building and accumulating assets and resources over time to achieve financial stability, long-term financial independence and a comfortable retirement.
Educating retirement fund members on benefits to provide meaningful, transparent, timely and accurate information to all relevant stakeholders.